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Bookkeeping · Self-employed

Self-employed bookkeeping — records kept current, every expense claimed

When you work for yourself, the bookkeeping is on you — and every missed expense is tax you didn’t need to pay. We keep your records current and claim everything, so your Self Assessment is simple and your bill is lower.

  • Fixed monthly fee
  • Xero, QuickBooks & FreeAgent certified
  • A named accountant, not a portal

What we do for you

Self-employed bookkeeping, handled

  • Income & expenses tracked. Every sale and cost recorded and categorised, with receipt capture so nothing goes missing.
  • Every allowance claimed. We know what the self-employed can claim — use of home, mileage, equipment, the lot — so you don’t overpay.
  • Software set up. A simple cloud setup (often FreeAgent) with bank feeds, so most of the data flows in automatically.
  • MTD-ready. Digital records kept ready for Making Tax Digital for Income Tax well before it applies to you.
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What is self-employed bookkeeping?

Self-employed bookkeeping, done properly

For sole traders and the self-employed, bookkeeping is the foundation of an accurate, low tax bill. Forget to record an expense and you pay tax on income you actually spent; let the records slip and January becomes a scramble.

We keep your income and expenses tracked and reconciled throughout the year, capture every allowable cost, and keep everything MTD-ready — so your profit figure is right and your Self Assessment is quick, accurate and cheaper to prepare.

Sound familiar?

The headaches we take off your plate

If any of these are eating your time or worrying you, they’re exactly what we take off your plate.

  • No employer or system — the records are all on you
  • Allowable expenses you forget to claim
  • Mixing business and personal spending
  • A shoebox of receipts at year-end
  • Making Tax Digital for Income Tax coming in
  • The 31 January Self Assessment scramble
What we do

Hand it over, and consider it handled

Income & expenses tracked

Every sale and cost recorded and categorised, with receipt capture so nothing goes missing.

Every allowance claimed

We know what the self-employed can claim — use of home, mileage, equipment, the lot — so you don’t overpay.

Software set up

A simple cloud setup (often FreeAgent) with bank feeds, so most of the data flows in automatically.

MTD-ready

Digital records kept ready for Making Tax Digital for Income Tax well before it applies to you.

Why it pays

More than tidy books — time and money back

A lower tax bill

Claiming every legitimate expense means you pay tax only on real profit — often saving more than our fee.

No January panic

Current records mean your Self Assessment is ready early, not assembled in a last-minute rush.

Know where you stand

See your profit and what to set aside for tax in real time, not as a year-end shock.

Ready for MTD

You’ll be set up for Making Tax Digital long before the deadline reaches you.

FAQ

Self-employed bookkeeping — your questions answered

Do sole traders need a bookkeeper?
You don’t legally have to have one, but good records are what make your tax return accurate and your bill as low as possible. We keep your books current and claim everything you’re entitled to, which usually saves more than the cost and removes the year-end stress entirely.
What expenses can the self-employed claim?
It depends on your trade, but commonly: use of home, business mileage and travel, tools and equipment, phone and internet, software, and professional fees. We make sure every allowable cost is captured so you don’t pay tax on money you spent running the business.
How does this help with Self Assessment?
Because your records are already reconciled and complete, your Self Assessment is quick and accurate to prepare — no shoebox, no guesswork, and often a lower fee because the work is already done.
Will Making Tax Digital affect me?
MTD for Income Tax is being introduced for the self-employed above set income thresholds, requiring digital records and quarterly updates. We keep your records MTD-ready now so the change is a non-event.
How much does self-employed bookkeeping cost?
A modest fixed monthly fee based on your transaction volume, agreed up front — often bundled with your Self Assessment. For most sole traders it pays for itself in tax saved and time returned.
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Let’s take this off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.