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Dividend tax calculator

Work out the tax on your dividends in 2025/26 — on top of your salary or other income — after the £500 dividend allowance. England.

Your figures

Many directors take a salary near the personal allowance (£12,570).

Your estimate

Tax on your dividends

£0

 

Taxed at 8.75%
£0
Taxed at 33.75%
£0
Taxed at 39.35%
£0
Dividends after tax
£0
Optimise your director pay

Assumes England rates and the standard personal allowance. The most efficient salary/dividend mix depends on your wider position — that’s exactly what we plan for directors.

In plain English

The terms, explained

New to this? Here’s what the words on this page actually mean.

Dividends
Money you take out of your company as a shareholder, from its profits after Corporation Tax.
Dividend allowance
The first £500 of dividends each year is tax-free.
Personal allowance
The first £12,570 of income you can earn tax-free each year.
Dividend tax rates
Dividends are taxed at 8.75%, 33.75% or 39.35%, depending on your overall income.
FAQ

Dividend tax calculator — your questions answered

How much tax do I pay on dividends?
After a £500 tax-free dividend allowance, dividends are taxed at 8.75% if they fall in the basic-rate band, 33.75% in the higher-rate band, and 39.35% in the additional-rate band — based on your total income. Enter your figures above to see your bill.
How are dividends taxed on top of a salary?
Your salary uses up your tax bands first; dividends then “stack” on top and are taxed at the dividend rate for whichever band they fall into. That’s why your salary level affects the dividend tax — our calculator positions them correctly.
Is there a tax-free dividend allowance?
Yes — the first £500 of dividends each tax year is tax-free, on top of any unused personal allowance. It has fallen sharply in recent years, so planning matters more than it used to.
Should I take salary or dividends from my company?
For most directors a small salary plus dividends is the most tax-efficient mix, because dividends carry no National Insurance and are taxed at lower rates. The right balance depends on your profit and other income — we model it for each client.
When do I pay tax on my dividends?
Through Self Assessment, by 31 January after the end of the tax year. If your bill tops £1,000 you may also need to make payments on account towards the following year.
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