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Bookkeeping · Landlords

Bookkeeping for landlords — every property tracked, every expense claimed

Rental profit is easy to get wrong — mixed-up properties, missed expenses, the Section 24 restriction. We keep clean per-property records so your tax is right and your Self Assessment is simple.

  • Fixed monthly fee
  • Xero, QuickBooks & FreeAgent certified
  • A named accountant, not a portal

What we do for you

Bookkeeping for landlords, handled

  • Per-property ledgers. Income and expenses tracked separately for each property, so you see the real return on every one.
  • Every expense claimed. Repairs, management fees, insurance, ground rent and the rest captured correctly — capital kept apart from revenue.
  • Section 24 handled. Mortgage interest treated under the current restriction so your relief is right, not guessed.
  • MTD-ready records. Digital records kept ready for Making Tax Digital for Income Tax as it rolls out to landlords.
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What is bookkeeping for landlords?

Bookkeeping for landlords, done properly

Landlord bookkeeping has its own rules: income and costs have to be tracked per property, the Section 24 restriction limits mortgage-interest relief, and capital and revenue expenses are treated very differently. Get it muddled and you either overpay tax or risk a correction.

We keep clean records for every property, capture all the allowable expenses, apply the mortgage-interest rules correctly, and keep everything MTD-ready — so your rental profit is accurate and your tax return is painless.

Sound familiar?

The headaches we take off your plate

If any of these are eating your time or worrying you, they’re exactly what we take off your plate.

  • Income and costs mixed across several properties
  • Allowable expenses you forget or get wrong
  • The Section 24 mortgage-interest restriction
  • Knowing capital vs revenue (e.g. improvements vs repairs)
  • Making Tax Digital for landlords on the horizon
  • Pulling it all together for Self Assessment
What we do

Hand it over, and consider it handled

Per-property ledgers

Income and expenses tracked separately for each property, so you see the real return on every one.

Every expense claimed

Repairs, management fees, insurance, ground rent and the rest captured correctly — capital kept apart from revenue.

Section 24 handled

Mortgage interest treated under the current restriction so your relief is right, not guessed.

MTD-ready records

Digital records kept ready for Making Tax Digital for Income Tax as it rolls out to landlords.

Why it pays

More than tidy books — time and money back

Pay the right tax

Every allowable expense claimed and the mortgage rules applied correctly — no overpaying, no risk.

Know each property’s return

Per-property reporting shows which properties earn their keep and which don’t.

Effortless Self Assessment

Clean records mean your SA105 property pages are quick and accurate, not a year-end scramble.

Ready for MTD

You’ll be set up for Making Tax Digital well before it applies to your rental income.

FAQ

Bookkeeping for landlords — your questions answered

What expenses can landlords claim?
Commonly: repairs and maintenance (but not improvements, which are capital), letting-agent and management fees, landlord insurance, ground rent and service charges, and certain professional fees. Mortgage interest is handled separately under the Section 24 restriction. We make sure each is claimed correctly.
What is the Section 24 mortgage-interest restriction?
Individual landlords can no longer deduct mortgage interest as a normal expense; instead you get a 20% tax credit on it. This can push some landlords into higher tax than they expect, so we apply it correctly and flag the impact.
How is bookkeeping different with multiple properties?
Each property needs its own income and expense record so you can see its true return and report correctly. We keep per-property ledgers that roll up into your overall position and your tax return.
Does Making Tax Digital affect landlords?
Yes — MTD for Income Tax is being introduced for landlords above set income thresholds, requiring digital records and quarterly updates. We keep your records MTD-ready now so the change is a non-event.
How much does landlord bookkeeping cost?
A fixed monthly or annual fee based on the number of properties and transactions, agreed up front. For most landlords it costs less than the tax we save by claiming everything correctly.
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Let’s take this off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.