Sole trader accountants — your Self Assessment, expenses and tax, handled for a fixed fee
When you trade as a sole trader, the tax is all on you. We handle your Self Assessment and books, claim every expense, and tell you honestly when it’s worth going limited — for one fixed fee.
- Fixed monthly fee
- A named accountant
- UK-wide, fully online
Everything you need
One team, one fixed fee
- Self Assessment. Your tax return prepared and filed early, with every allowance claimed.
- Bookkeeping Services. Your records kept current and MTD-ready — no shoebox of receipts.
- VAT returns. If you cross the £90k threshold, registration and quarterly returns handled.
- Tax planning. Honest advice on going limited, and keeping your tax bill down as you grow.
The bits no one warns you about
As a sole trader there’s no payroll department doing your tax and no one telling you what you can claim. Every forgotten expense and every missed deadline comes straight out of your pocket.
Most sole traders either overpay — because they didn’t know what to claim — or scramble every January hoping they’ve got it right. It doesn’t have to be that way.
- Registering with HMRC and the 5 October deadline
- A Self Assessment to file every 31 January
- Knowing which expenses you can actually claim
- Class 2 and Class 4 National Insurance
- Whether you’d be better off as a limited company
- Making Tax Digital for Income Tax on the way
Everything handled, under one roof
Being a sole trader is the simplest way to run a business — but it means you carry the tax yourself: registering with HMRC, a Self Assessment every January, and knowing exactly what you can claim so you don’t overpay.
We’re specialist sole trader accountants. We register you correctly, keep your books current, file your tax return early with every allowance claimed, and give you straight advice on whether (and when) becoming a limited company would save you money.
Self Assessment
Your tax return prepared and filed early, with every allowance claimed.
Learn moreBookkeeping Services
Your records kept current and MTD-ready — no shoebox of receipts.
Learn moreVAT returns
If you cross the £90k threshold, registration and quarterly returns handled.
Learn moreTax planning
Honest advice on going limited, and keeping your tax bill down as you grow.
Learn moreWho we work with
If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.
Book a free consultation- Self-employed sole traders and freelancers
- Tradespeople and consultants trading as individuals
- Side-business owners alongside a job
- Newly self-employed, unsure where to start
- Sole traders thinking about going limited
- Anyone with self-employed income over £1,000 a year
More money kept, less stress carried
Every expense claimed
We know what sole traders can legitimately claim, so you stop paying tax on money you spent running the business.
No January panic
Your return is prepared and filed in good time, with your bill confirmed months before it’s due.
Straight talk on going limited
We model sole trader vs limited company on your actual numbers and tell you honestly which wins.
Know what to set aside
Clear figures for what you’ll owe and when — including payments on account — so a tax bill never blindsides you.
Looking for a sole trader accountant near you?
If you’re searching for a sole trader accountant near me, you almost certainly want someone affordable who knows Self Assessment inside out and answers quickly — not a long drive to a high-street office. We give you exactly that, online, to sole traders anywhere in the UK.
With everything kept securely in the cloud, “near you” becomes a quick call, video chat or message whenever a question comes up. Whether you’re in Birmingham, Cardiff, Newcastle or a village with no good local option, you get the same low fixed monthly fee and the same accountant who knows your trade.
That means faster help at tax-return time, no travelling, and an accountant chosen for fit rather than postcode. Book a free consultation and we’ll explain how it works.
Deadlines we keep you ahead of
Know the price before we start
A simple fixed fee covering your bookkeeping, Self Assessment and support — agreed up front after a free quote, with no hourly billing.
- A fixed quote, agreed before any work
- No hourly billing, no year-end surprises
- Cancel any time — no long tie-ins
A team that does the work — and picks up the phone
A named accountant
One person who knows your business — not a rotating call centre.
Fixed fee
Everything you need in one predictable price, agreed up front.
MTD-ready
We’ll get you set up for Making Tax Digital for Income Tax well before it applies.
The honest answers to what you’re thinking
How much does a sole trader accountant cost?
It varies with how much support you need, which is why we agree a fixed monthly or annual fee up front after a free quote. For many sole traders it’s a modest amount that pays for itself in the tax we save and the time we hand back.
Do I even need an accountant as a sole trader?
If your affairs are very simple you can manage alone, and we’ll say so honestly. But once you have real expenses, growing income, or you simply value your time, an accountant usually saves more than the fee — and removes the stress entirely.
Should I be a sole trader or a limited company?
Sole trader is simpler and fine for many people; a limited company can be more tax-efficient and limits your liability once profits grow. We model both on your real numbers rather than giving a one-size answer.
I want occasional help, not a big commitment.
That’s fine — we can simply handle your annual Self Assessment, or take on the full job. And switching to us from another accountant is quick and painless.
Getting started is easy
- 01
Tell us about your work
A quick, free chat about what you do and where you’re at — no jargon.
- 02
We take it on
We register you if needed, claim what you’re owed, and keep your books and tax current.
- 03
You get on with it
You focus on the work; we keep you compliant, filed early and tax-efficient.
Sole traders: your questions answered
What does a sole trader accountant do?
How much does an accountant cost for a sole trader?
Do I need to register as a sole trader?
What expenses can I claim as a sole trader?
When should I switch from sole trader to limited company?
Sole traders guides & resources
Everything you need to know, explained in plain English — from registering to going limited.
Changing from Sole Trader to Limited Company: A Step-by-Step Guide
Ready to incorporate? Here's how to change from sole trader to limited company in the UK — the steps, the tax points, what happens to your business, and when it's worth it.
Read guide Sole tradersHow to Register as a Sole Trader (Step-by-Step UK Guide)
Registering as a sole trader takes about 10 minutes online. Here's exactly how to do it, when you need to, the deadline, and what happens next — in plain English.
Read guide Sole tradersSole Trader Expenses: What You Can (and Can't) Claim
A clear list of the allowable expenses sole traders can claim to cut their tax bill — from use of home and mileage to equipment — plus the costs HMRC won't allow.
Read guide Sole tradersSole Trader National Insurance: Class 2 and Class 4 Explained
How National Insurance works for sole traders — Class 2 and Class 4, the thresholds and rates for 2025/26, and what it means for your State Pension.
Read guide Sole tradersSole Trader Tax Return: How to File Your Self Assessment (2025/26)
A plain-English guide to filing your sole trader tax return — when to register, what to include, the deadlines, the tax you'll pay, and how to do it without the January panic.
Read guide Sole tradersSole Trader VAT: When Do You Have to Register?
When does a sole trader need to register for VAT, how the £90,000 threshold works, what changes once you're registered, and whether registering voluntarily is worth it.
Read guide Sole tradersSole Trader vs Limited Company: Which Is Right for You? (2025/26)
The honest comparison of sole trader vs limited company — tax, liability, admin and credibility — and the profit level where switching usually starts to pay off.
Read guide Sole tradersWhat Is a Sole Trader? Meaning, Examples & How It Works (UK)
A sole trader is the simplest way to run a UK business — you and the business are legally the same. Here's how it works, the tax you pay, and when to go limited.
Read guideYou might also be looking for
Many businesses fit more than one of these. If another is closer to you — or you sell across more than one channel — explore the specialist that fits.
Self-employed & sole traders
When you work for yourself, no one else is watching your tax. We are — handling your Self Assessment, your books and your expenses so you pay less, stay compliant, and get your time back.
Learn moreSmall businesses
Running a small business means wearing every hat. We take the finance one off you — books, VAT, payroll, accounts and tax handled by a dedicated accountant, for one predictable monthly fee.
Learn moreContractors & freelancers
Contracting should pay better than a salary — if your accounts and IR35 are handled right. We run your limited company, optimise your take-home, and keep you compliant, for a fixed monthly fee.
Learn moreLet’s take the tax off your plate
Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.