Stop paying more tax than you have to — with a plan, not an afterthought
Proactive advice that keeps more money in your pocket — from salary vs dividends and allowances to IR35 and structuring, planned ahead rather than after the fact.
- Fixed monthly fee
- Xero, QuickBooks & FreeAgent certified
- A named accountant, not a portal
What’s included
Everything, for one fixed fee
- Profit extraction. The most efficient mix of salary, dividends and pension for you.
- Allowances & reliefs. Making full use of the allowances most people leave on the table.
- IR35 & structure. Status reviews and the right structure for how you actually work.
- Forward planning. A clear plan ahead of year-end, not a post-mortem after it.
The job that costs you when it slips
Most tax is decided long before the return is filed. By the time you’re completing it, the year is over and the chances to save have passed. A reactive accountant simply reports what happened; a proactive one helps you change it.
The result of no planning is quietly expensive: allowances unused, profit taken the wrong way, the wrong structure, and a bigger bill than the law actually requires — year after year.
- Taking profit in the least efficient way
- Allowances and reliefs left on the table
- Uncertainty over your IR35 status
- No plan for a sale, windfall or big change
- Higher-rate traps you didn’t see coming
- Only thinking about tax once it’s too late
Hand it over, and consider it handled
Most tax is decided long before the return is filed. The difference between a reactive accountant and a proactive one is planning — using allowances, reliefs and the right structure before the year ends, not after.
We look at your whole position, personal and business, and build a simple plan to reduce your tax legitimately: profit extraction, pensions, allowances, IR35 status, and how you are structured.
Profit extraction
The most efficient mix of salary, dividends and pension for you.
Allowances & reliefs
Making full use of the allowances most people leave on the table.
IR35 & structure
Status reviews and the right structure for how you actually work.
Forward planning
A clear plan ahead of year-end, not a post-mortem after it.
Is this you?
If any of these sound familiar, this is exactly what we can take off your plate. Not sure? A quick, free call will settle it.
Book a free consultation- Company directors deciding how to take profit
- Contractors weighing up IR35 and structure
- Higher earners losing allowances to the tax system
- Anyone facing a big change — a sale, a windfall, or growth
More than a box ticked — time and money back
Keep more of what you earn
The most efficient mix of salary, dividends and pension, with every allowance and relief used — legitimately.
A plan, ahead of time
Clear, practical steps agreed before year-end — so you can act while it still makes a difference.
Confidence on IR35 & structure
Status reviews and the right structure for how you actually work, so you’re compliant and not overpaying.
Your whole position, joined up
Personal and business tax looked at together — income, dividends, property, CGT and beyond.
Know the price before we start
A fair fixed fee agreed up front — and for most clients the tax saved comfortably outweighs the cost.
- A fixed quote, agreed before any work
- No hourly billing, no year-end surprises
- Cancel any time — no long tie-ins
A fixed monthly fee,
tailored to your business
Confirmed after a free, no-obligation quote.
Get my fixed quoteA team that does the work — and picks up the phone
Proactive by default
We look for opportunities through the year, not when the return is already due.
Personal & business together
One team that sees your whole tax picture, not just one slice of it.
Legitimate, always
Real reliefs and sensible structuring — never aggressive schemes that invite trouble.
The honest answers to what you’re thinking
How much does tax planning cost?
We agree a fair fixed fee up front, and for most clients the savings comfortably exceed it. Planning is one of the few accountancy services that routinely pays for itself many times over.
Is tax planning the same as tax avoidance?
No. We use the allowances, reliefs and structures the law specifically provides — never artificial schemes. The aim is simply to make sure you don’t pay more than you’re legally required to.
Salary or dividends — what’s best for me?
For most directors a blend is most efficient, but the right mix depends on your profits, other income and goals. We model it for your exact situation.
Can you review my IR35 status?
Yes. We assess how you work against the IR35 rules and advise on status and structure so you’re confident and compliant.
Simple, from day one
- 01
Review your position
We look at your personal and business tax picture together.
- 02
Build the plan
Practical, legitimate steps to reduce tax — explained simply.
- 03
Put it in place
We implement and revisit it as your circumstances change.
Tax planning questions, answered
Is tax planning the same as tax avoidance?
Salary or dividends — what is best?
Can you review my IR35 status?
Try our free dividend tax calculator
Work out the tax on your dividends in 2025/26, on top of your salary or other income.
Often paired with
Accounts & Corporation Tax
Statutory accounts, your CT600 and Companies House filing — prepared accurately, filed on time, and structured to keep your Corporation Tax as low as legitimately possible.
Learn moreSelf Assessment
Stress-free personal tax returns for the self-employed, landlords and directors — filed early, with every allowance claimed and your bill explained well before it is due.
Learn moreCapital Gains Tax
Selling a property, shares or a business? We calculate the gain, claim every relief, and handle reporting — including the 60-day deadline on UK residential property.
Learn moreReady to hand this over?
Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.