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Who we help · Doctors

Specialist accountants for doctors — your NHS pension, private income and tax, handled

A doctor’s finances have their own rules — the NHS pension annual allowance, mixed NHS and private income, locum work. As specialist medical accountants we keep your tax low and your time for patients.

  • Fixed monthly fee
  • A named accountant
  • UK-wide, fully online

Everything you need

One team, one fixed fee

  • Self Assessment. Your return covering NHS, private and locum income, every relief claimed.
  • Accounts & Corporation Tax. Practice or company accounts and Corporation Tax handled.
  • Tax planning. Pension allowance, profit and structure planned around your situation.
  • Payroll & CIS. Practice payroll, NHS pension and staff handled correctly.
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Sound familiar?

The bits no one warns you about

Generalist accountants often miss what matters most to medics: the NHS pension annual allowance, superannuation, and the interplay of NHS and private earnings. Getting it wrong is expensive and stressful.

Meanwhile your time is scarce and clinical demands come first — leaving tax and practice finances as a source of worry rather than control.

  • NHS pension and annual allowance complexity
  • A mix of NHS, private and locum income to reconcile
  • Superannuation and pension input to get right
  • Practice accounts on top of clinical work
  • Not knowing if you’re tax-efficient as a locum or salaried GP
  • A general accountant who doesn’t know healthcare
How we help

Everything handled, under one roof

Doctors face tax that few other professions do: NHS pension and superannuation complexity, the annual-allowance taper that hits higher earners hard, a mix of NHS, private and locum income, and — for GP partners — running a practice on top of clinical work.

We specialise in medical clients. Whether you’re a salaried GP, a GP partner, a hospital consultant with private practice or a locum, we handle your tax, your NHS pension position and your accounts so you keep more and worry less.

Is this you?

Who we work with

If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.

Book a free consultation
  • GPs — salaried, partners and locums
  • Hospital consultants with private practice
  • Locum doctors
  • Newly qualified doctors and registrars
  • Doctors with mixed NHS and private income
  • Doctors moving between NHS and private work
Why it pays

More money kept, less stress carried

Your pension handled right

We understand NHS pensions, superannuation and the annual allowance — so you avoid nasty, avoidable tax charges.

Less tax across your income

NHS, private and locum income structured efficiently, with every allowance and expense claimed.

Practice finances in order

For practice owners, accounts, payroll and partnership matters managed so the business runs smoothly.

An accountant who gets it

A specialist who speaks your language, not a generalist learning on your time.

Transparent pricing

Know the price before we start

A fixed fee based on whether you’re a locum, associate, consultant or practice owner — agreed up front, with no hourly billing.

  • A fixed quote, agreed before any work
  • No hourly billing, no year-end surprises
  • Cancel any time — no long tie-ins

A fixed monthly fee,
tailored to you

Confirmed after a free, no-obligation quote.

Get my fixed quote
Why Provense

A team that does the work — and picks up the phone

Healthcare specialists

NHS pensions, superannuation and medical/dental income are core to what we do.

Whole-career support

From training and locum work to consultant private practice and practice ownership.

A named accountant

One specialist who knows your situation — not a call centre.

Still deciding?

The honest answers to what you’re thinking

Do I really need a specialist medical accountant?

For the NHS pension, superannuation and the mix of NHS and private income, yes — these are areas generalists frequently get wrong, and the cost of mistakes (especially around the annual allowance) is high.

How much does a medical accountant cost?

We agree a fixed fee based on your situation — locum, associate or practice owner. For most medics, the tax and pension issues we get right comfortably outweigh the fee.

I’m a locum / associate — is it worth it?

Yes. Locums and associates have specific expense and tax planning opportunities that are easy to miss. We make sure you claim what you’re entitled to and stay on top of your tax.

Can you help me buy or set up a practice?

Yes — we advise on structure, funding and the accounts side of buying into or setting up a practice, alongside your ongoing tax.

How it works

Getting started is easy

  1. 01

    Tell us your situation

    Salaried, locum, associate or practice owner — a quick, free chat.

  2. 02

    We take it on

    Tax, pension position and any practice accounts handled by a specialist.

  3. 03

    You focus on patients

    You stay compliant and tax-efficient, with someone who understands medicine in your corner.

FAQ

Doctors & GPs: your questions answered

Do I need an accountant as a doctor?
If you have any private or locum income, NHS pension complexity, or you’re a GP partner, a specialist accountant is well worth it — they manage areas (like the pension annual allowance) where mistakes are costly, and usually save more than the fee.
What does a medical accountant do differently?
We handle the things specific to healthcare: NHS pension and superannuation, the annual allowance, NHS vs private income, locum and private-practice expenses, and practice accounts — alongside the usual tax and accounts.
How much does a specialist medical accountant cost?
It depends on your role and whether you own a practice. We quote a fixed fee up front so you know exactly what you’re paying.
Do you work with locums as well as GP partners?
Yes — from locum doctors to salaried GPs, partners and hospital consultants, across the whole of the UK.
Can you help with the NHS pension annual allowance?
Yes. We assess your pension input and annual allowance position and plan around it, so you’re not caught out by an unexpected tax charge.

Let’s take the tax off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.