Accountants for high-net-worth individuals — protect your wealth and pay less tax, legitimately
Wealth brings complexity — multiple income sources, investments, property and a future estate to protect. We plan it all so you keep more, pass on more, and stay fully compliant.
- Fixed monthly fee
- A named accountant
- UK-wide, fully online
Everything you need
One team, one fixed fee
- Tax planning. Income, CGT and Inheritance Tax planned together to protect your wealth.
- Self Assessment. Your full personal return prepared, every relief claimed.
- Capital Gains Tax. Disposals timed and structured to minimise CGT.
The bits no one warns you about
The more you have, the more there is to lose to tax — and the easier it is for a generalist accountant to miss reliefs, mistime disposals, or overlook Inheritance Tax until it’s too late to plan.
Wealthy individuals often have advisers who don’t talk to each other, leaving gaps where tax quietly leaks and the estate is left exposed.
- Income from salary, dividends, property and investments
- Capital Gains Tax on shares, funds and property
- A future Inheritance Tax bill on your estate
- Reliefs and allowances easily left unclaimed
- Trusts, gifting and succession to plan
- Advisers who don’t join up your full picture
Everything handled, under one roof
High earners and wealthy individuals face tax on more fronts: income from several sources, capital gains on investments and property, and an estate that Inheritance Tax can take a serious bite from. Without proactive planning, you pay far more than you need to.
We act as your private-client accountants — coordinating your income tax, Capital Gains Tax, Inheritance Tax and estate planning into one strategy that protects your wealth and keeps your tax as low as the law allows.
Who we work with
If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.
Book a free consultation- High earners with complex income
- Investors with significant share and fund portfolios
- Property owners and landlords with larger portfolios
- Business owners with substantial personal wealth
- Those planning to pass on an estate efficiently
- Anyone wanting one adviser to coordinate it all
More money kept, less stress carried
Keep more of your wealth
A joined-up plan across income, gains and estate, using every allowance and relief — so you pay only what you legally must.
Protect your estate
Inheritance Tax planning, gifting and trusts considered early, so more of your estate passes to those you choose.
Smart on capital gains
Disposals timed and structured, reliefs claimed, so investments and property aren’t needlessly taxed.
One coordinated adviser
A single point of contact who sees your whole picture and works alongside your other advisers.
Deadlines we keep you ahead of
Know the price before we start
A fixed fee based on the complexity of your affairs — agreed up front, with the tax saved typically outweighing the cost.
- A fixed quote, agreed before any work
- No hourly billing, no year-end surprises
- Cancel any time — no long tie-ins
A team that does the work — and picks up the phone
Private-client specialists
Income, CGT and Inheritance Tax planning for wealthy individuals is core to what we do.
Discreet & proactive
Confidential, year-round planning — not a once-a-year return.
A coordinated approach
One adviser pulling your whole financial picture together.
The honest answers to what you’re thinking
How much does a private-client accountant cost?
We agree a fixed fee based on the complexity of your affairs. For most high-net-worth clients, the tax we save across income, gains and estate comfortably exceeds the fee.
Is this tax avoidance?
No. We use the allowances, reliefs and structures the law provides — pensions, ISAs, gifting, reliefs and sensible timing — never artificial schemes. The goal is simply not to overpay.
Can you work with my financial adviser and solicitor?
Yes — we coordinate with your wealth manager, IFA and solicitor so your tax, investments and estate plan pull in the same direction.
Can you help reduce Inheritance Tax?
Yes — through gifting, reliefs, trusts and timing, planned early. The sooner we start, the more we can usually protect.
Getting started is easy
- 01
Understand your wealth
A confidential review of your income, assets and goals.
- 02
We build the plan
A coordinated strategy across income, gains and estate.
- 03
We protect and review
Implemented, filed and revisited as your circumstances change.
Free tool: Capital Gains Tax calculator
Estimate the CGT due when you sell property, shares or other assets in 2025/26.
High-net-worth individuals: your questions answered
What counts as a high-net-worth individual?
Do high earners need a specialist accountant?
How much does an accountant for high-net-worth individuals cost?
Can you help with Inheritance Tax and estate planning?
Do you work with clients across the UK?
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Expats & non-residents
Living or working across borders makes UK tax complicated — residency, double taxation, UK income while abroad. We sort it: your residency position, your reliefs, and your UK return.
Learn moreLandlords & property
Property tax is full of traps — Section 24, the 60-day CGT deadline, Making Tax Digital. We handle the lot for landlords, claim every expense, and keep your property tax as low as it legally goes.
Learn moreLet’s take the tax off your plate
Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.